Life Insurance- Do You Have Enough?

Today’s is the opportunity to view your coverages on life insurance even if you’ve never considered it in the past. There are often many changes that takes place in life, such as marriage, adding a family member,household income changing, and many other reasons.

You may even have insurance through your employer, but you might still be limited in buying more coverages,plus it is not portable. Therefore, why not buy a supplemental policy to fill in the gaps?

Even if you don’t have insurance, you still need to protect your loved ones. This helps tremendously during a tumultuous time. It protects your way of life after that person is gone.

For households with dual incomes, replacing the other spouse’s income is often necessary, since nowadays it is no longer safe to assume the man is the primary bread winner. Even when there is a stay at home parent, there are still child care expenses and schooling that need to be taken into consideration.

If you are curious to find out what a good rate for you is, call me for a free no obligation quote. I am a broker using many carriers and can shop the market for you. There are many types of policies to choose stemming from term, whole life, universal life, guaranteed universal life, variable life & index universal life.  The amount can be 5-15x one’s annual salary.

Thanks, Jeanine Devine
314-968-4444