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Learn all there is to know about insurance.

5 Surprising Household Hazards

We know you do everything you can to keep your house safe, especially if you have small children or adventurous pets. You’ve tied up the drawstrings on your blinds, placed non-slip grips on the shower floor, secured your cleaning liquids in an upper cabinet, and changed the batteries in the smoke detector, so everything checks […]

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Understanding the Difference Between Flood Insurance and Sewer Backup Coverage

Flood Insurance and Sewer Backup Insurance – Not the same thing. Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the United States can be caught off-guard by floods. […]

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See How your Umbrella Policy Stacks UP

Is it worth it to buy an umbrella policy these days?  

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Summers Mean Backyard Grilling- Safety!

  Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re literally playing with fire. Thousands of residents each year learn this the hard way, […]

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Jewelry in the house? Protect it!

      It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your home from Valentine’s Day, you should take a few minutes to think about something you probably don’t find exciting or […]

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“Personal Offense” What’s That?

This is a great optional coverage for a nominal price that can be added to your homeowner’s policy.  With all the social media craze these days it would be wise to make that extra step to cover you while you are on Facebook, Twitter and the like. Here is an example of what is “personal […]

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Need New Tires For the Winter?

You know it’s here. Snow and slush. Freezing rain. Maybe even black ice. But do you know if your tires are ready for all of that? When driving in St. Louis Mo in the wintertime, your tires just might be the most important safety feature on your car. The right ones can get you to […]

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Dangers of night driving

  A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures — including {favorite local winter activity} — longer nights mean increased danger on the roads.   You might think you drive just as well at night, but consider […]

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Boat winterization Tips

                                     Tucking your boat in for the winter?   For boat enthusiasts everywhere, the end of boating season can be disappointing because on-the-water adventures are about to come to an end and the task of winterization is about to begin.   As you know, taking the time to protect your watercraft through the winter […]

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How to protect your most cherished possessions

  If you’re like most people, there are certain items you own that you can’t imagine ever losing—possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or simply because they’re irreplaceable. While your homeowners insurance is invaluable for covering the loss or destruction of many […]

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