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Learn all there is to know about insurance.

6 Ways to Know if Your Brakes Are Failing

Brake failure is easily one of the most dangerous malfunctions that can occur in your vehicle. There are many reasons why brakes fail, but even if you aren’t a mechanic, you should know the signs of brake failure so you can get your car serviced as soon as you start noticing them! Here are six […]

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How Smoking Affects Your Health Insurance Premiums 

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums?  Determining Factors  Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and tobacco use. Insurance companies define tobacco use as the use of tobacco products (cigarettes, […]

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Tips for Using Electric Blankets Safely 

One of the most comfortable things on a cold autumn night is a warm, self-heated blanket tucked around your freezing toes! Electric blankets are one of the best modern inventions for warming up your body, but they can also pose safety risks to you and your home if they aren’t properly used. Before you get […]

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How to Teach Your Teen to Drive in Wet Conditions 

Every driver’s safety hinges upon their skill behind the wheel. If it is your first time training a teenager on how to drive in the rain, it’s a good idea to teach them everything they need to be aware of both before and during the driving session. Many of these are things that experienced drivers […]

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Winter Is Coming: Prepare Your Coverage For the Cold

We just celebrated the first day of autumn! Whether it’s still 90 degrees where you are, or the leaves are already crunching underfoot, it’s important to remember that winter will be here sooner than we expect it to be. And while some of us look forward to the cold and others dread it, we all […]

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5 Surprising Household Hazards

We know you do everything you can to keep your house safe, especially if you have small children or adventurous pets. You’ve tied up the drawstrings on your blinds, placed non-slip grips on the shower floor, secured your cleaning liquids in an upper cabinet, and changed the batteries in the smoke detector, so everything checks […]

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Understanding the Difference Between Flood Insurance and Sewer Backup Coverage

Flood Insurance and Sewer Backup Insurance – Not the same thing. Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the United States can be caught off-guard by floods. […]

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See How your Umbrella Policy Stacks UP

Is it worth it to buy an umbrella policy these days?  

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Summers Mean Backyard Grilling- Safety!

  Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re literally playing with fire. Thousands of residents each year learn this the hard way, […]

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Jewelry in the house? Protect it!

      It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your home from Valentine’s Day, you should take a few minutes to think about something you probably don’t find exciting or […]

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