How to Reduce Your Auto Premium

Please take a look at ways you can reduce your premium on your auto insurance and consider getting a quote from an independent agent, such as us, with Safeco. We might be able to save you money!

  • Low mileage: For vehicles driven less than 8,000 miles per year and assigned to a primary driver aged 25+, the low mileage discount can save you as much as 20%.
  • Pay in full (or Two-Pay on Annual Auto): You can receive a discount when choosing the pay in full option on 6-month policies. Customers with annual auto policies get a discount for either the pay in full or two-pay option.
  • Student status: Several driver-level discounts are available to students, including the good student discount (available to students aged 16-24 who have a B average or higher) and the distant student discount (available to students residing at an educational institution 100+ miles from the principal garaging address without access to the vehicle).
  • Quote a Package: Whether it’s Auto + Home, Auto + Condo or Auto + Renters, a second property policy with Safeco can mean a sizable premium decrease.
  • Quote in advance of the effective date: When your original quote date is 8 or more days prior to the effective date of the policy, you will receive the advanced quote discount as a reward to shopping early and maintaining continuous coverage.
  • Anti-theft: An anti-theft device in the vehicle qualifies for a vehicle-level discount on comprehensive premium.

Other tips

  • Choosing higher deductibles:  Slightly higher deductibles can provide significant savings over time. For a little more out of pocket expense at the time of potential loss, YOU can enjoy longer term price savings.

Call me for a free analysis of your insurance premiums.  Let us save you money.

Get a free quote now.

314-968-4444
Jeanine Devine – personal lines agent.