Is Buying An Umbrella Policy Worth It?

Is Buying An Umbrella Policy Worth It?

Who Needs An Umbrella? Nearly everyone these days and here’s why: Do you ever drive a car or let someone else drive your car? Host any dinner parties or other gatherings at your house? Use Social Media Sites? Have children that participate in carpool or other...

Have You Considered Your Long Term Care Needs?

Have you sat down with your loved ones and developed a plan for your long term care needs? With people living longer AND with more medical care needs than ever before, long term care planning is an important topic to consider. When faced with a long term care...

How to Reduce Your Auto Premium

Please take a look at ways you can reduce your premium on your auto insurance and consider getting a quote from an independent agent, such as us, with Safeco. We might be able to save you money! Low mileage: For vehicles driven less than 8,000 miles per year and...

Life Insurance- Do You Have Enough?

Today’s is the opportunity to view your coverages on life insurance even if you’ve never considered it in the past. There are often many changes that takes place in life, such as marriage, adding a family member,household income changing, and many other...

Are you underinsured?

Hello everyone!  Please think about your coverages today.  Do you have enough if you were ever sued beyond your underlying limits on car and home? It could happen and it does happen. Many are under-insured today because of driving mistakes and sleepiness at the...

Replacement vs. actual cash value

Standard homeowner’s policy- Replacement Cost or Actual Cash Value? Did you know that a standard homeowner’s policy replaces on an actual cash-value basis and for only the perils named in the policy? There are two coverages that can provide additional...