Replacement vs. actual cash value

Standard homeowner’s policy- Replacement Cost or Actual Cash Value? Did you know that a standard homeowner’s policy replaces on an actual cash-value basis and for only the perils named in the policy? There are two coverages that can provide additional...

4 Misconceptions about insurance

Hello there! I wanted to inform you of several misconceptions today that many people still have. Misconception#1 ” I don’t live in a flood zone, so I don’t need flood insurance.” Well, according to Federal Emergency Management Agency (FEMA)...

The Good News For Businesses!

The Tax Cuts of 2010 – Good News for Businesses Do you own a business? Are you wondering how your company is affected by the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010 – aka the Obama Tax Cuts? If so, read on. We...