Here are some valuable questions to ask yourself these days for those that are near retirement.

1. What will I do if the market falls 20% or 30 even a 40% drop?

4. Have you put your portfolio through a “stress test?’

5. How will I create enough income for my retirement if I want to avoid market pitfalls?

If you are like most people, these are questions that many have not asked their advisor.

Part of my practice as an advisor is to help eliminate one’s fear of these shortcomings and to help insulate one’s revenue or income needs by using a tax-efficient vehicle that will allow growth but eliminate the downside risk of losing one’s retirement income.

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I would love to hear your point of view and hear your concerns and help give you some solutions that are safe and effective for today’s volatile market.