Do you have a teen driver, additional household resident, or roommates? They must be listed as a “household driver” in the state of Missouri. These other drivers often can be excluded or “non rated” for the policy though if needed.
In addition, college students and high school students can get a discount for a B or above average grade and college students of more than 100 miles away that do not have their own car can get an additional discount.
When a young driver gets his or her driver’s permit you should also contact us. It is necessary to list these drivers as an additional driver and as “non-rated” on your current policy for everyone’s protection. When the young driver passes their test and receives their driver’s license, they will then be rated as an additional driver.